Buyers Premium. An 18.5% buyers premium will be charged in this sale with a 3.5% discount for cash, checks, money orders or wire transfer. Wire transfer necessary on any invoice paid online more than $5000. The buyers premium is an advertised percentage of the high bid or flat fee added to the high bid to determine the total contract price to be paid by Bidder. For example, if the winning bid is $100 and there is a ten percent (10%) buyers premium, the premium will be $10.00, for a total bid of $110.00. This amount does not include any taxes that may also be due. For those attending the live auction in person at 1951 W Division Rd, Fowler, IN 47944, there is a 10% buyers premium. For those participating in the auction via the internet there is an 18.5% buyers premium. Bidders participating in-house will be charged a 13.5% buyers premium with a 3.5% discount for cash, checks, money orders or wire transfer. Those wanting to bid via phone bids or absentee placed 0over the phone will be charged a 16.5% buyers premium with a 3.5% discount for cash, checks, money orders or wire transfer.The buyers premium will be paid by all bidders attending the auction, no exceptions. The buyers premium does not create any agency relationship between Bidder and Auctioneer. Auctioneer is the agent of the seller only. Any partial payments will be surrendered if the invoice is not paid in full within 30 days of the completion date of the auction, we do not do layaway. The only time that this policy would be overlooked is if there was a written contract in place between the Bidder and the Auctioneer prior to the auction laying out the terms between the two parties.ALL buyers are given opportunity to pay via their chosen method until 10 business days are past, then we will bill your card on file. Shipping is done separately and it is the sole responsibility of the buyer to make sure that the shipping is paid from their end as the shipping address must be confirmed from their end as well. Any payment received after 10 business days past the end of the auction should be via credit card unless a check has already been put in the mail.