All bidders will pay a 20% buyers premium. All buyers that pay via credit card shall pay a 3.5% convenience fee for credit card processing, even if it is a debit card, on top of their entire invoice if bidding at www.toystrainsandotheroldstuff.com or www.toysofold.com unless you pay the invoice through our system before 48 hours as they will automatically charge your card on file at the 72 hour mark and I cannot guarantee that we will have your invoice marked as paid at liveauctioneers unless it is paid within 48 hours of receiving the invoice from us after the auction has ended. Venmo is one other option of paying electronically.